dlxpix

How to Get a Better Credit Score

Credit History

 

Did you know that there are several ways to increase your credit score? Lots of Daytona Beach drivers have significantly recovered from bad credit using one or more of the methods below. The staff in our finance center wants to help you be in the spot financially you can be. So let’s talk about how to get a better credit score.

How to Get a Better Credit Score – 8 Ways

Could your credit be better? Don’t fret. Try doing the things below to boost your score so you can apply confidently for that new car loan and get rolling on our Port Orange streets.

How to Get a Better Credit Score

  • Check your credit report. This is an important first step. You can’t fix what you don’t know about.
  • Dispute any inaccuracies with the credit bureaus.
  • Open a credit card. This applies if you don’t have any credit cards. Having an open credit account (that you haven’t used up to the credit limit) counts favorably towards your score.
  • Open a secured credit card. If you can’t get a conventional credit card. Get one that is secured by a deposit in a bank account. If you pay your bills on time, this will count favorably towards your score.
  • Pay your bills on time. Bills that are paid late don’t look good on a credit report.
  • Dispute old mistakes. Unfavorable items are supposed to leave a credit report after a certain amount of time. If there’s very old late bill, short sale, or some other negative event on your credit score, find out what the time limit is on reporting it according to federal law. If that time limit has passed, dispute the event with all three credit bureaus.
  • Pay down or pay off debt. A big debt utilization ratio (used credit to available credit) can hurt your credit score.
  • Clear up collection accounts and late bills. Get these negative events off of your credit report.

Let the Finance Department at Daytona Mitsubishi Help

We’re here to help at Daytona Mitsubishi. Did you know that you can get pre-qualified for a loan on this website and see your credit score instantly? We’ll do what we can to help you get behind the wheel of your next car. You can even calculate your payment online. We’re just down the road from both Ormond Beach and Palm Coast. So drop by or contact us today.

More from Daytona Mitsubishi

  • 2023 Mitsubishi Outlander Trim Levels & Pricing

      The sporty compact Mitsubishi Outlander Sport is a fun-to-drive SUV that could be the perfect upgrade for your Port Orange commute. There are five distinct 2023 Mitsubishi Outlander Sport trim levels to choose from, each offering spirited performance, a comfortable interior, and a wide array of convenient features. How much does the 2023 Mitsubishi Outlander…

  • 2023 Mitsubishi Outlander Trim Levels & Pricing

      Shopping for a new Mitsubishi Outlander near Port Orange? You’re going to have plenty of options, as there are no less than ten different 2023 Mitsubishi Outlander trim levels to choose from. How much does the Mitsubishi Outlander cost? The base 2023 Mitsubishi Outlander ES price starts at a budget-friendly $27,595. The team here at…

  • How Many Miles Per Gallon Does the 2023 Mitsubishi Mirage Get?

      If fuel efficiency is a top priority when shopping for a new car near Port Orange, you’re bound to be impressed by the 2023 Mitsubishi Mirage gas mileage. How many miles per gallon does the 2023 Mitsubishi Mirage get? According to EPA estimates, the Mirage can deliver up to 36 mpg on city streets and…

Daytona Mitsubishi 29.222469, -81.049428.